LAP application journey

LAP application journey

How to start the Secured (LAP) loan application
Tap on the + on the Dashboard Click on Secured (LAP) Loan   Following are the steps that you need to follow to login the customer’s LAP loan file -   ...
Fri, 22 Oct, 2021 at 10:33 PM
Step 1 - Fill basic details
Click on the "+" button - Then there are six types of loans journeys will be visible -  Select Secured loan & LAP - Then the "Basic D...
Fri, 22 Oct, 2021 at 10:40 PM
Step 2 - Fill Applicant/Company KYC
On the anchor screen, you need to fill the Applicant KYC & Company KYC -   Click on Applicant KYC - You will be asked to fill in PAN details Aft...
Fri, 22 Oct, 2021 at 10:42 PM
Step 3 - Self service application module
At the time of filling KYC, the end customers also receive a message from Saarathi where they get a link for the Self-service application module. Custom...
Fri, 22 Oct, 2021 at 10:43 PM
Step 4 - Co-Applicant KYC
To start filling Co-Applicant details - The role Applicant & co-applicant type can be selected from the drop-down menu. Similar to KYC, fill in cust...
Fri, 22 Oct, 2021 at 11:27 PM
Step 5 - Assessment
Click on Assessment - this section shows the stakeholders & files. Here you need to verify the mobile number that has been added. Click on the rele...
Fri, 22 Oct, 2021 at 11:28 PM
Step 6 - Financial Documents
For "Entity" type Applicants/Co-Applicants following documents will be asked -  ITR GST Balance Sheet Bank Statements Profit & Loss ...
Fri, 22 Oct, 2021 at 11:31 PM
STEP 7 - Collateral
There are four types of collaterals available currently in the Saarathi application - Property Fixed Deposit Recurring Deposit Life Insurence  We ...
Fri, 22 Oct, 2021 at 11:32 PM
Step 8 - Detailed Profiling
This section is entirely optional, via this section channel partners can capture more details and additional profiling of the customers.  Following sect...
Fri, 22 Oct, 2021 at 11:33 PM